OFFER CHECKLIST / US READERS

Look beyond
the signup bonus.

An offer is only useful if its requirements fit what you already need.

1. Separate the benefit from the conditions

Check whether the offer is a discount, trial, account credit, or cash payment. Read eligibility, geographic restrictions, minimum transactions, qualifying deposits, and deadlines on the provider’s official page. A free signup may not qualify for a reward.

2. Compare the total cost

Review recurring fees, cancellation rules, exchange-rate differences where applicable, and any costs of meeting the offer. A reward is not the same as a net saving.

3. Understand what happens next

Check when a trial becomes paid, whether renewal is automatic, and how to cancel. Use the provider’s official terms instead of relying on a headline or coupon site.

4. Check the publisher’s relationship

A publisher may be paid for a qualifying referral. That should be disclosed close to the link. Payment does not establish that a product is right for you.

Source: FTC disclosure guidance. This checklist is general education, not a legal or financial assessment of any particular offer.